Specialty Program
MORTGAGE RATE
LOCK
Secure today's interest rate while you shop for your home or complete your loan process. Protect yourself from rising rates with confidence.
Secure today's interest rate while you shop for your home or complete your loan process. Protect yourself from rising rates with confidence.
Lock in your interest rate and protect your purchasing power while you search for the perfect home.
Lock in today's rate even if market rates increase during your home search or loan processing. Your locked rate is guaranteed.
Know exactly what your monthly payment will be, making it easier to shop for homes within your budget with confidence.
Available lock periods from 30 to 90 days, with options to extend if needed. Perfect for new construction or delayed closings.
Some programs allow you to take advantage of lower rates if they drop during your lock period. Ask your loan officer about float-down provisions.
Shop for homes with confidence knowing your financing is secure. Sellers appreciate buyers with locked rates.
Eliminate rate anxiety during your home buying journey. Focus on finding the right home, not watching daily rate changes.
Locking your rate is a straightforward process that gives you control and protection during your home buying journey.
Complete your mortgage pre-approval with your loan officer. This determines your loan amount and rate eligibility.
Select a lock period that matches your timeline: 30, 45, 60, or 90 days. Longer periods may have slightly higher rates.
Your loan officer locks in your rate and provides written confirmation. This protects you from rate increases.
Find your perfect home knowing your rate is secured. Your locked rate remains valid throughout your lock period.
Complete your closing within the lock period. If needed, extensions are available at your loan officer's discretion.
When rates are trending upward, locking protects you from further increases during your home search.
Lock in your rate early and extend as needed while your home is being built over several months.
Need payment certainty to shop within your budget? A rate lock eliminates the unknown variable.
Extended home search, complex transactions, or delayed closings all benefit from rate lock protection.
Explore other specialized financing solutions for unique situations.
Buy your next home before selling your current property with flexible short-term financing solutions.
Specialized financing for medical professionals with flexible debt ratios and no PMI options.
Build your dream home with one-time close construction-to-permanent financing solutions.
Finance both purchase and renovations with FHA 203k and Conventional HomeStyle programs.
Purchase today with current rates and refinance later when rates drop to lower your payment.
Financing options for warrantable and non-warrantable condominiums in Colorado communities.
Alternative financing for self-employed borrowers using bank statements or asset-based qualification.
Investment property financing based on rental income without personal income verification.
Low down payment options with flexible credit requirements, ideal for first-time homebuyers.
Traditional financing with competitive rates and terms for qualified borrowers with strong credit.
Zero down payment financing exclusively for military veterans, active service members, and eligible spouses.
Rural and suburban home financing with zero down payment for eligible areas and income-qualified buyers.