Specialty Program
BRIDGE
LOANS
Buy your new Colorado home before selling your current one. Short-term financing that bridges the gap between purchase and sale.
Buy your new Colorado home before selling your current one. Short-term financing that bridges the gap between purchase and sale.
Bridge loans solve one of the biggest challenges in real estate: timing. Instead of selling your current home first and scrambling to find a new one, you can buy your dream home now and sell on your own timeline.
Make a non-contingent offer on your new home without waiting for your current home to sell. This makes your offer much stronger in competitive markets.
Move directly from your old home to your new one. No temporary rentals, no storage units, no moving twice.
Stage and show your current home while empty for maximum appeal. No pressure to accept a low offer just to meet a deadline.
Non-contingent offers are more attractive to sellers, potentially getting you a better deal or beating out competing buyers.
Use the equity in your current home for the down payment on your new home before the sale closes.
Bridge loans typically run 6-12 months, giving you plenty of time to sell your current home at the right price.
Bridge loans provide temporary financing secured by your current home's equity until it sells.
Typically up to 80% of your current home's equity. Used for down payment and closing costs on new home.
6-12 months typically. Extensions may be available if your home takes longer to sell.
Interest-only payments during the bridge period. Some programs allow deferred payments.
Repaid when current home sells. Proceeds pay off bridge loan at closing.
Sufficient equity in current home, ability to qualify for new mortgage, and listing or plan to sell.
Don't let timing hold you back. Bridge loans give you the flexibility to purchase your new home before selling your current one, making your move stress-free.
You own a home with significant equity that you plan to sell after buying your next home.
Found your dream home but need time to sell your current property.
Need to make a non-contingent offer to compete with other buyers.
Want to avoid temporary housing, storage, and moving twice.
Purchase your home today at current prices and refinance when rates drop in the future.
Specialized financing for medical professionals with flexible debt ratios and no PMI options.
Build your dream home with one-time close construction-to-permanent financing solutions.
Finance both purchase and renovations with FHA 203k and Conventional HomeStyle programs.
Financing options for warrantable and non-warrantable condominiums in Colorado communities.
Alternative financing for self-employed borrowers using bank statements or asset-based qualification.
Investment property financing based on rental income without personal income verification.
Reduce your initial mortgage payments with 2-1 and 1-0 buydown programs for easier affordability.
Low down payment options with flexible credit requirements, ideal for first-time homebuyers.
Traditional financing with competitive rates and terms for qualified borrowers with strong credit.
Zero down payment financing exclusively for military veterans, active service members, and eligible spouses.
Rural and suburban home financing with zero down payment for eligible areas and income-qualified buyers.