Financing for warrantable and non-warrantable condominiums in Colorado. From downtown Denver high-rises to mountain resort properties, we have solutions for your condo purchase.
Whether you're buying a warrantable or non-warrantable condo, we have specialized financing options to help you secure your urban or mountain lifestyle.
We finance both warrantable condos (meeting Fannie/Freddie guidelines) and non-warrantable condos that don't qualify for conventional loans.
Qualify for as little as 3% down on warrantable condos with conventional financing. Non-warrantable condos typically require 15-25% down.
Finance condos in downtown Denver, Colorado Springs, Boulder, or mountain resort communities like Vail, Breckenridge, and Aspen.
Purchase condos as your primary residence, second home, or investment property with appropriate financing for each use case.
Access competitive interest rates on warrantable condos comparable to single-family home financing.
Our team reviews HOA documents and project eligibility to determine the best financing solution for your specific condo.
Understanding the difference is critical to getting the right financing for your condo purchase.
Condos that meet Fannie Mae and Freddie Mac guidelines, making them eligible for conventional financing with competitive rates and low down payments.
Condos that don't meet conventional guidelines. These require portfolio or specialty lenders with different requirements and typically higher down payments.
3-5% down for warrantable condos with competitive rates. Best option for owner-occupied purchases meeting agency guidelines.
3.5% down if the condo project is FHA-approved. Great for first-time buyers with lower credit scores or limited savings.
$0 down for eligible veterans if the condo is VA-approved. No PMI required, making monthly payments more affordable.
For non-warrantable condos that don't meet agency guidelines. Typically 15-25% down with higher rates but more flexibility.
For luxury condos exceeding conventional loan limits. Available for high-value properties in resort and urban markets.
Purchase condos as rental properties with 15-25% down. Use rental income to help qualify for the mortgage.
Explore other specialized financing solutions for unique situations.
Buy your next home before selling your current property with flexible short-term financing solutions.
Specialized financing for medical professionals with flexible debt ratios and no PMI options.
Build your dream home with one-time close construction-to-permanent financing solutions.
Finance both purchase and renovations with FHA 203k and Conventional HomeStyle programs.
Purchase today with current rates and refinance later when rates drop to lower your payment.
Alternative financing for self-employed borrowers using bank statements or asset-based qualification.
Investment property financing based on rental income without personal income verification.
Reduce your initial mortgage payments with 2-1 and 1-0 buydown programs for easier affordability.
Low down payment options with flexible credit requirements, ideal for first-time homebuyers.
Traditional financing with competitive rates and terms for qualified borrowers with strong credit.
Zero down payment financing exclusively for military veterans, active service members, and eligible spouses.
Rural and suburban home financing with zero down payment for eligible areas and income-qualified buyers.