Loan Type
VA
LOANS
Zero down payment home loans exclusively for eligible service members, veterans, and surviving spouses. A powerful benefit for those who served our country.
Zero down payment home loans exclusively for eligible service members, veterans, and surviving spouses. A powerful benefit for those who served our country.
VA loans are one of the most powerful homebuying benefits available to those who have served our country. Backed by the Department of Veterans Affairs, these loans offer exceptional terms that are hard to match with any other loan type.
100% financing available with no down payment required. Buy your Colorado home without saving for years. This is one of the most valuable benefits of VA loans.
Unlike other loans with low or no down payment, VA loans never require private mortgage insurance. This can save you hundreds of dollars monthly.
VA loans typically offer rates 0.25-0.5% lower than conventional loans because of the government backing that reduces lender risk.
Sellers can pay all of your closing costs, meaning you could potentially buy a home with zero out-of-pocket expense.
Your VA loan benefit doesn't expire and can be used multiple times throughout your life. Move, buy again, and keep benefiting.
More forgiving of past credit issues than conventional loans. No minimum credit score set by VA, though lenders typically want 620+.
Pay off your loan early without any fees. Make extra payments anytime to build equity faster.
VA loan eligibility is determined by your military service. You'll need a Certificate of Eligibility (COE) which we can help you obtain.
Currently serving with at least 90 continuous days of active service during wartime, or 181 days during peacetime.
Served 90 consecutive days during wartime, 181 days during peacetime, or completed 6 years in the National Guard or Reserves.
6 or more years of service in the Selected Reserve or National Guard, or 90 days of active service (at least 30 consecutive).
Un-remarried surviving spouses of veterans who died in service or from a service-connected disability may be eligible.
A one-time fee (1.25%-3.3% of loan) that can be rolled into the loan. Waived for veterans with service-connected disabilities.
Now let us serve you. VA loans offer exceptional benefits as a thank you for your sacrifice – including no down payment and no PMI.
VA loans serve those who have served our country in various capacities.
Currently serving members of the Army, Navy, Air Force, Marine Corps, Coast Guard, or Space Force.
Those who have completed their service and received an honorable or general discharge.
National Guard and Reserve members with 6+ years of service or qualifying active duty periods.
Un-remarried spouses of service members who died in service or from service-connected causes.
Not eligible for VA? Explore all available loan types to find your perfect fit.
Low down payment options with flexible credit requirements, ideal for first-time buyers.
Traditional financing with competitive rates, flexible terms, and no mortgage insurance with 20% down.
Zero down financing for eligible rural and suburban areas with income requirements.
Financing for luxury homes exceeding $766,550 conforming loan limits.
Explore unique financing solutions designed for specific situations.
Buy your next home before selling your current property with flexible short-term financing solutions.
Specialized financing for medical professionals with flexible debt ratios and no PMI options.
Build your dream home with one-time close construction-to-permanent financing solutions.
Finance both purchase and renovations with FHA 203k and Conventional HomeStyle programs.
Financing options for warrantable and non-warrantable condominiums in Colorado communities.
Alternative financing for self-employed borrowers using bank statements or asset-based qualification.
Investment property financing based on rental income without personal income verification.
Reduce your initial mortgage payments with 2-1 and 1-0 buydown programs for easier affordability.